Roofing contractors in Atlanta understand the challenges posed by the city's diverse weather patterns, where damaging winds, hail, and tornadoes are not uncommon.
That damage leaves homeowners with urgent calls for help regarding roof repairs and, in serious situations, roof replacements. Ensuring efficient work that’s well compensated is possible thanks to roofing claim supplements.
If you’re new to roofing claim supplements in Atlanta or are here for a refresher, US Home Supplements has you covered. Today we’re breaking down the main weather issues to be aware of that lead to roofing repairs in Atlanta, and the roofing claims process to help those projects go smoothly.
How Knowing Atlanta’s Weather Keeps You Ready
Atlanta experiences a range of weather conditions throughout the year. Understanding that weather is crucial for being prepared for the potential roof issues that are sure to follow.
Some interesting weather facts to kick us off:
- Damaging winds, occurring around 19 days annually, are most prevalent in spring and summer, with July being the peak month.
- Hail pelts the area about 7 days a year, with April as the peak month.
- Tornadoes, averaging 6 days per year, are most likely in March-April-May.
Common Roof Issues in Atlanta By Season
Roofing damage caused by storms in Atlanta can vary depending on the type of storm, but some common types of damage include:
- Wind Damage - Results in loose or missing shingles, lifted or torn roof flashing, and damage to the roof edge or eaves. Tends to happen in the spring and summer, when severe thunderstorms and tornadoes are more likely.
- Hail Damage - Results in dented or bruised shingles, cracked or broken tiles, and damage to the protective granules on asphalt shingles. Tends to happen in the spring and early summer, which are peak times for hailstorms in Atlanta.
- Heavy Rain and Water Damage - Results in leaks through compromised roof areas, water stains on ceilings and walls, and rotting or warping of roofing materials. Has been known to happen throughout the year, but especially during the rainy season in spring and summer.
- Lightning Strikes - Results in burn marks on the roof, as well as potential structural damage from the impact. Lightning storms can occur at any time, but they are more common in the warmer months.
- Tree Damage - Caused by fallen branches or trees on the roof and can cause structural damage from the impact. High winds and severe storms can occur in any season but are more prevalent in spring and summer.
- Ice Dams and Winter Damage - Caused by formation of ice dams leading to water infiltration and can result in freezing and expansion of roofing materials. Mainly happens during the winter months, particularly during periods of freezing and thawing.
How Roofing Claim Supplements Work in Atlanta
- Contact Roofer for Inspection - Schedule a thorough inspection to assess all potential damages. If it’s deemed that there’s enough work to justify an insurance claim, continue on.
- Contact Insurance Company to File Claim - Initiate the insurance claim process promptly, providing detailed information about identified damages.
- Schedule a Visit with Claims Adjuster - Coordinate with the claims adjuster to evaluate the extent of the damages and determine the initial claim amount.
- Get Check to Begin Work - Receive the initial claim payment to commence necessary repairs.
- File a Roofing Claim Supplement - If additional work is required or the initial check falls short, file a supplement to cover the additional costs.
Understanding Roofing Claim Supplements in Atlanta
Roofing supplements, specific to your home's roof, cover terms that may have been omitted, overlooked, underpaid, or discovered after work began.
Proper documentation, including time-stamped photos, aids desk adjusters in comprehending supplement requests.
The Value of Documenting Roof Damage For Roofing Claim Supplements
Providing tangible evidence not only strengthens your case but also ensures that all necessary expenses are covered.
Photographs play a crucial role in illustrating the extent of damages, and they should be time-stamped for authenticity.
When filing a roofing claim supplement, consider the following:
- Photographic Evidence - Detailed photos, including close-ups of damages, help paint a clear picture for claims adjusters. Ensure these photos are properly timestamped for credibility.
- Comprehensive Reports - A detailed report from the initial roof inspection outlining all damages and necessary repairs provides essential written documentation to support your supplement.
- Expert Assessments - Having a qualified roofing professional provide an expert assessment and documentation of damages adds credibility to your supplement request.
Remember, the more evidence you can provide, the smoother the supplement process becomes, ensuring that your roofing project is adequately funded and executed.
How An Experienced Adjuster Speeds Along The Roofing Claim Process
Ensuring a thorough assessment of roof damages is paramount for a successful insurance claim supplement. An experienced adjuster with Xactimate knowledge is essential, as Xactimate is an industry-standard software used to estimate the cost of repairs accurately.
Here's why their expertise matters:
- Precision in Cost Estimation - Xactimate allows adjusters to provide precise estimates for repairs, ensuring that every aspect of the damage is considered.
- Industry Standardization - Xactimate is widely used in the insurance industry, promoting consistency and fairness in claim assessments.
- Digital Documentation - The software facilitates digital documentation, making it easier to compile and present evidence to support your roofing claim supplement.
By relying on an adjuster with Xactimate knowledge, you enhance the credibility of your supplement request, ensuring that all necessary expenses are accounted for and covered by your insurance.
Work With US Home Supplements For Your Next Atlanta Roofing Claim Supplement
At US Home Supplements, we simplify the roof replacement process by managing roofing insurance claims efficiently in order to save you time and ensure profitable outcomes. We’ve handled thousands of projects, so your insurance restoration pipeline is in good hands.
Work with US Home Supplements to streamline your insurance restoration pipeline. Contact us today for expert assistance in roofing claim supplements in Atlanta.